The Red Dun Filly

As long as she could remember, Melody wanted a horse of her own, preferably a black one like the ones she saw in The Black Stallion or Black Beauty.  But when the red dun filly, Dancer, klonked her on the head, she knew this was the horse for her. Although told a green (inexperienced) rider and a green (barely broke) horse are not a good combination, Melody can't stop hoping and praying that someday Dancer will be hers.  She works hard to learn about horses and how to ride.   When everything seems to be working out for her to buy the red dun,  an unexpected debt surfaces and the owner needs to use Dancer to pay it off.  Will Melody ever realize her dream to own Dancer?