Desk and Debit or, The Catastrophes of a Clerk

«DESK AND DEBIT» is the third of «THE UPWARD AND ONWARD SERIES,» in which Phil Farringford appears as a clerk. The principal events of the story are located in Chicago and on Lake Michigan – the latter, perhaps, because the author finds it quite impossible to write a story without a boat, which also involves the necessity of a broad sheet of water, or a long river. In this, as in its predecessors, evil-minded characters are introduced, to show the contrast between vice and virtu